# Humanity Insured

- Type: Trust / foundation
- Charity number: 1209214 (https://register-of-charities.charitycommission.gov.uk/charity-search/-/charity-details/1209214)
- Company number: 14904836
- Website: https://humanityinsured.org/
- Latest income: £5.61m; spending £4.9m; grants made £3.21m
- What it funds: Prevention or relief of poverty
- Who it helps: Other charities or voluntary bodies, Other defined groups
- How it gives: Makes grants to organisations, Sponsors or undertakes research, Other charitable activities
- Area of operation: Afghanistan, Angola, Bangladesh, Benin, Bhutan, Burkina Faso, Burundi, Cambodia, Central African Republic, Chad, Comoros, Congo (Democratic Republic), Djibouti, Eritrea, Ethiopia, The Gambia, Guinea, Guinea-bissau, Haiti, Kiribati, Laos, Lesotho, Liberia, Madagascar, Malawi, Mali, Mauritania, Mozambique, Burma, Nepal, Niger, Rwanda, São Tomé and Principe, Senegal, Sierra Leone, Solomon Islands, Somalia, Sudan, South Sudan, East Timor
- Other names: Climate Action Trust (previous)
- Trustees: 8
- Last verified: 2026-11-04T00:00:00.000Z
- Canonical URL: https://opengrant.co.uk/funders/humanity-insured

The prevention and relief of poverty by supporting and protecting vulnerable communities who are in or at risk of poverty due to climate risk and other natural disasters, and the nature upon which those communities rely for their livelihoods, in particular, but not exclusively, by funding pre-emptive responses, including through subsidising the purchase of risk transfer products.

## Open and forthcoming schemes (0)

None in OpenGrant's sources right now.

## Finances by year (Charity Commission)

| Year ending | Income | Spending | Grants to organisations |
|---|---|---|---|
| 31 Dec 2025 | £5.61m | £4.9m | £3.21m |

## Charitable objects

> The charity's objects (objects) are specifically restricted to the prevention and relief of poverty for the public benefit in particular, but not exclusively, by:(a) Advancing environmental protection and conservation projects that will help to protect individuals and communities in or at risk of poverty as a result of the negative impact of climate risks or other natural disasters; (b) Making grants to subsidise the purchase of insurance and other risk transfer products that will help to protect individuals and communities which (i) Are in or at risk of poverty as a result of the negative impact of climate risks or other natural disasters; and (ii) do not otherwise have the financial means to purchase such products; and(c) Undertaking, directly or indirectly, research and risk-modelling in connection with resilience-building projects and their capacity to protect individuals and communities in or at risk of poverty through the negative impact of climate risks or other natural disasters.

## What it funds

Humanity Insured is registered under the Charity Commission purposes prevention or relief of poverty for other charities or voluntary bodies; the register records that it makes grants to organisations and sponsors or undertakes research. In its latest reported year Humanity Insured reported income of £5.61m and spending of £4.9m, of which £3.21m went on grants.

The Charity Commission register lists its area of operation as Afghanistan, Angola, Bangladesh, Benin and Bhutan and 35 more areas.

## How to apply

OpenGrant has not found an open scheme from Humanity Insured in its sources (last checked 4 Nov 2026). Its website (humanityinsured.org) may list programmes that are not yet open or are by invitation only. OpenGrant does not take applications; always check the funder's own guidance.

## Questions

### Is Humanity Insured open for applications now?

Not in OpenGrant's sources as of 4 Nov 2026: no open or forthcoming scheme from Humanity Insured is listed. Check the funder's website for programmes that are not yet open or that it does not advertise.

### Where does Humanity Insured fund?

The Charity Commission register lists its area of operation as Afghanistan, Angola, Bangladesh, Benin and Bhutan and 35 more areas.

### Does Humanity Insured give grants to individuals?

The Charity Commission register records that Humanity Insured makes grants to organisations, not that it makes grants to individuals.

### How much does Humanity Insured give each year?

In its latest reported year, to 31 Dec 2025, Humanity Insured made £3.21m of grants to organisations, out of total spending of £4.9m.

### How large is Humanity Insured?

In its latest reported year Humanity Insured reported income of £5.61m and spending of £4.9m, of which £3.21m went on grants.


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## Guides

- [Grants for charities in London: boroughs, City funders and what closes soon](https://opengrant.co.uk/blog/grants-for-charities-in-london)
- [Grants for community groups in South West England: the foundations, funds and dates](https://opengrant.co.uk/blog/grants-for-community-groups-in-south-west-england)
- [Grants in Greater Manchester and the North West: who funds what and what is open](https://opengrant.co.uk/blog/grants-in-greater-manchester-and-the-north-west)